MORE THAN A MEAL · NOURISHING POTENTIAL
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Now serving Nigerian campuses

BREADPLUS

More than a meal — a lifeline. Instant, dignified food loans for students and staff. Because hunger should never stand between anyone and their future.

271
Target institutions
40%+
Students face food insecurity
5 min
Loan to meal
GOOD MORNING
Maria 👋
BREAD LOAN BALANCE
₦20,000
⚡ WALLX AFRICA WALLET
CURRENT LOAN · MYITURA
₦20,000 Active
65% usedRepays in 8 days
🍞
New Loan
📍
Find Store
📲
Pay by QR
📊
History
NEARBY PARTNERS
Shoprite Campus UniStore FarmFresh
The Crisis We Are Solving

Hunger is hiding in plain sight
on Nigerian campuses

01 / 03
📉
40%+
of Nigerian university students experience food insecurity at some point in their academic journey, silently derailing their potential.
02 / 03
⏳
72hrs
is often how long emergency loan applications take through university administration — far too long when a student is skipping meals today.
03 / 03
💸
₦0
available at month-end for thousands of students. Payday lenders and social shame are the only options. BREAD PLUS changes that — permanently.

Five steps from
hunger to meal

We've stripped every barrier between a student and food. No paperwork. No judgment. No waiting. Just a loan, a WALLX card, and a hot meal — in minutes.

🎓
STEP 01
Verify
Log in with your university ID. Enrollment verified instantly. No paperwork.
🍞
STEP 02
Apply
Choose ₦10k–₦60k. MyItura processes your loan in seconds.
⚡
STEP 03
Funded
Funds credited instantly to your WALLX Africa wallet. Under 5 minutes.
🛒
STEP 04
Shop
Scan QR at any partner store. Buy groceries with dignity.
✅
STEP 05
Repay
Auto-repayment on stipend day. Build credit. Help others.
Powered By Trusted Partners

A three-layer system
built for scale and safety

BREAD PLUS is the student experience. WALLX Africa holds the wallet. MyItura processes the loan. Three best-in-class partners, one seamless transaction.

🍞
BREAD PLUS
Student Experience
The app, the onboarding, the QR payments, the partner stores, the loan application — all designed for Nigerian campus life.
→
💼
MYITURA
Loan Processing
FCCPC-licensed digital lender. Credit assessment, underwriting, 5% monthly rate, 60-day max term. Fully compliant under Nigeria's Consumer Lending Regulations 2025.
→
⚡
WALLX AFRICA
Wallet & Disbursement
Approved funds land instantly in the student's WALLX Africa wallet. Restricted to food merchants via MCC codes. Secure. Instant. Dignified.
BREAD PLUS is operated by MyItura (DBA BREADPLUS) · FCCPC Digital Lending Regulations 2025 · Nigeria Data Protection Act 2023
Wallet services provided by WALLX Africa · Loan processing by MyItura · All funds FCCPC-regulated
Loan Calculator

See exactly what you'll pay

No hidden fees. No surprises. Radical transparency.

LOAN AMOUNT
₦20,000
Loan Amount₦20,000
Interest Rate5% / month
Interest Amount₦1,000
Max Term60 days
Total Repayment₦21,000
Cost per day₦17/day

The impact we're
building together

BREAD PLUS isn't just a lending product. It's a movement to eradicate food insecurity from every Nigerian campus — one dignified meal at a time.

FCCPC COMPLIANT · NDPA 2023 · NIGERIAN LAW · WALLX AFRICA · MYITURA

271
Target public tertiary institutions across Nigeria — every one a potential BREAD PLUS campus
95%
Target repayment rate, powered by automated WALLX wallet deductions aligned with stipend cycles
<5min
From application to funded WALLX wallet — the fastest dignified food access in Nigeria
A Real Journey

"It wasn't charity.
It was my money,
until my money arrived."

This is how BREAD PLUS feels to a student. Not aid. Not debt. A bridge — built with technology, funded through WALLX, processed by MyItura, and delivered with dignity.

MONDAY, 7:32AM
Maria's pantry is empty. Stipend isn't for 8 more days. She feels the familiar pit in her stomach.
MONDAY, 7:35AM
She opens BREAD PLUS. Her university ID auto-verifies her enrollment. No forms. No queues.
MONDAY, 7:38AM
MyItura approves her ₦20,000 loan in seconds. Funds hit her WALLX Africa wallet instantly.
MONDAY, 9:15AM
She walks to UniStore. Scans QR code. Pays from WALLX wallet. Leaves with groceries.
TUESDAY — WEDNESDAY
She studies, eats, and presents her seminar. No hunger. Full focus. She aces it.
NEXT STIPEND DAY
₦21,000 auto-deducted from WALLX. She rounds up ₦500 to the Community Pantry. Cycle of dignity complete.
Built For Everyone On Campus

Three ways to be part
of the solution

🎓
Universities & Polytechnics
License BREAD PLUS as a student wellness benefit. SSO integration, real-time dashboards, WALLX wallet onboarding for your entire campus community.
Institutional Partner
🏦
MFBs & Financial Institutions
Join the MyItura lending consortium. Access a massive, high-potential customer segment — today's food-insecure students are tomorrow's high-value clients.
Financial Partner
🛒
Grocery & Food Partners
Accept BREAD PLUS QR payments from WALLX wallets. Guaranteed food-restricted foot traffic and a 1% transaction revenue share on every purchase.
Retail Partner
Built on compliance, transparency, and dignity.
🏛️
FCCPC
Compliant
🔒
NDPA 2023
Protected
⚖️
Nigerian Law
Governed
💼
MyItura
Licensed
⚡
WALLX Africa
Wallet
🛡️
No Harassment
Collections

No student should choose between food and their future.

BREAD PLUS is live and ready to deploy across Nigerian campuses. Whether you're a student who needs a loan today, an institution ready to partner, or a lender ready to fuel the movement — let's talk.